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Insurance Law Essentials for Engineers

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Knowledge of insurance law is essential for everyone in the construction industry. Instead of copying standard policy wordings from insurance contracts, one has to understand the interpretations of various clauses and the general principles of insurance law so as to avoid legal pitfall.

Course Objectives

Upon completion of this seminar, participants will be familiar with

Target Participants

HKIE Member or engineer

Course Contents

  • General insurance principles
  • Utmost good faith
  • Subrogation
  • Reinsurance
  • Composite policies, warranties, terms and conditions
  • Claims – notice and procedures
  • The role of insurance brokers
  • Project and Contractors' All Risks Insurance Policy (CAR)
  • Personal injury on site
  • Employees' compensation policy
  • Professional liability in Tort
  • Vicarious liability
  • Professional Indemnity Insurance (PII)
  • Surety Bond – Default bond and unconditional bond
  • Product Liability Insurance Policy
  • Directors' and Officers' Insurance
  • Exemption and limitation clauses
  • Disputes between the insured and the insurance company


Certificate of Attendance

Medium of Instruction

Cantonese (course materials in English)