(2) Non-means-tested Loan Scheme (NLS)
「免入息審查貸款計劃」
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Video about the TSFS and NLS
(Produced by SFAA
in
the year 2011/12)
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Student can refer to the
video in
Cantonese produced by the government's
Student Financial Assistance Agency (SFAA)
for an idea about the
two main financial assistance schemes - the
Tertiary Student Finance Scheme -
Publicly-funded Programmes (TSFS) and the
Non-means-tested Loan Scheme (NLS).
(Length of the video: TSFS - 18 minutes 8 seconds; NLS -
7 minutes 45 seconds).
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[If you have any
difficulties in opening the file, please download
the latest version of RealPlayer
here.] |
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Eligibility
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(1) |
You (Eligible PolyU student) may be eligible for
applying the Non-means-tested Loan Scheme (NLS) if:
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(a) |
you are
registered student taking up an exclusively
University Grants Committee-funded (UGC-funded)
student place of one of the
PolyU UGC-funded
Programmes in the 2011/12
academic year*
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and
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(b) |
you have the
right of abode in the Hong Kong Special
Administrative Region (Hong Kong) or have
resided or have had your home in Hong Kong
continuously for three complete years prior to
the commencement of the course. This does
not
cover students staying in Hong Kong holding
student visas.
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(2) |
If you have any arrears of grant and/or loan
and/or student travel subsidy under any
financial assistance/loan schemes administered
by the government SFAA, your application for
financial assistance/loan will be considered
by the Controller, SFAA on individual merits.
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* Remarks
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(i)
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Normally, you are required
to pay a flat annual tuition fee of HK$31,575
(for Higher Diploma students) or HK$42,100 (for
Degree students).
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If there is change of your student status,
you may no longer be eligible for the assistance
under the NLS upon
the change is confirmed, you should
immediately
notify the SFAA in
writing and be prepared for the repayment of
the overpaid assistance, if
any. |
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Details and Enquiries
For details of the NLS, please visit the SFAA
homepage at
:
http://www.sfaa.gov.hk/eng/schemes/nls.htm.
For enquiries (e.g. check progress of your
application), you may wish to contact the SFAA:
Address :
Room 1204, Cheung Sha Wan Government
Offices, 303 Cheung Sha Wan Road,
Kowloon
(near Shamshuipo MTR station)
Office hours :
Mon -
Fri
8:45 a.m. to 1 p.m. and 2:00
p.m. to 5:45 p.m.; except public holidays
24-hour automated enquiry
hotline :
2802 2345
NLS
enquiry number during office hours :
2150 6222
NLS
fax number :
3101 1908
E-mail address :
wg@sfaa.gov.hk
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Maximum Level of financial
assistance under the NLS |
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(1)
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Students who receive financial assistance under
the TSFS may be entitled to loan(s) under the
NLS up to the difference between the maximum
financial assistance under the TSFS and the
amount of financial assistance they may receive
under the TSFS, subject to the
NLS loan maximum (equivalent to the tuition fees
payable) not being exceeded.
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(2) |
Students who fail to obtain assistance
under the TSFS or have not applied for
assistance under the TSFS may apply for the NLS
loan(s) up to the maximum amount of their
tuition fees payable.
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Current Interest Rate
Please refer to
"What's
New"
on the Government's webpage for the prevailing
NLS interest rate.
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2011/12 PolyU Programmes under the NLS
All the full-time UGC-funded PolyU Programmes
covered under the NLS 2011/12
are stated on the
Course Coding
Sheet.
Applicant should check his/her course
information stated on it for completion of Part
B (Page 1) of the application form.
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2011/12
Documents and Forms
All the following documents and forms related to
the NLS are downloadable at
http://www.sfaa.gov.hk/eng/public/index.htm#nls.
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(1)
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Guidance Notes
[NLS 111B(2011)]
Applicant must
read the
Guidance Notes
carefully before
completing the application form. |
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(2)
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SFAA's
Course Coding Sheet
Applicant should check his/her course information stated on the 2011/12
Course Coding
Sheet
for completion of Part B of the
application form. |
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(3)
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Bank Code List
Applicant can check the
bank
code
of the bank he/she plans for payment
disbursement (if any) for completion of Part C
(Box 222) of the application form.
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(4)
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Application Form [NLS
112B(2011)]
Applicant can download the
application form
from the SFAA's webpage
or get it from the Student
Affairs Office at Room ST314
(Mon - Fri 9:00 a.m. - 5:00 p.m.;
except Public Holidays).
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(5)
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Register Label
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PolyU applicants can get the
label from the Student Affairs Office at Room ST314, Core S.
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2011/12 Application Procedures
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"Plan Your
Financial Ahead - Repay Your Loan with Ease"
-T hink twice about your repayment ability before
you apply for any loan
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For application, you should:
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(1) |
correctly
complete the Application Form & Register Label; |
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(2) |
pay the administrative fee of HK$260 by:
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(i) |
writing your name in BLOCK LETTERS in the box
"Paid in by" of the pre-printed bank pay-in
slip, then using it to settle the fee IN CASH
and getting the “customer copy” at any HSBC
branch; or |
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(ii) |
transferring the fee to the SFAA’s account no.
044-171080-001 and getting the
“transaction advice” through automatic teller
machines (ATM) of the HSBC/Hang Seng Bank; |
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(3) |
submit* the completed
application form as well as the
necessary documents
(i) to (v) to SAO at Room ST314
(Submission
time: Mon - Fri 9:00 a.m. - 5:00 p.m.; except Public Holidays);
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(i) |
Receipt of the paid administrative fee, i.e.
customer copy/transaction advice (Please mark
your name and HKID No. on the back of the
receipt); |
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(ii) |
copy of your HKID card; |
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(iii) |
copy of your student ID card; |
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(iv) |
any document which can certify your name,
student no. and the course taken
when submitting application
(both course code and name should be
shown), e.g. "Notice of Offer", "Notice for
Re-enrolment", "Fee Payment Information",
" Time Table" etc; and
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(v) |
copy of passbook/statement of your bank account
which is reported on the NLS application form.
Your name and account number should be shown on
the page. |
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(4)
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get an
acknowledgment receipt
with your NLS application Number and reminder
issued by SAO.
SAO would then submit the application in batch
to the Government's Student Financial Assistance
Agency (SFAA) within 1 to 3 weeks;
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(5) |
receive written notification of
NLS result from the SFAA within 3 weeks
from the date of her receipt of your
application; |
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(6) |
return all the related loan documents to the
SFAA by the deadline shown on the notification
letter (Late submission to the SFAA may lead to late
disbursement of the NLS loan); |
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(7)
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receive "Remittance Advice"
issued by the SFAA about 3 weeks before the loan
disbursement date (i.e.
the loan draw down date)
shown on the advice*; and |
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(8)
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before the loan disbursement date, receive
an e-mail issued by the Finance Office of PolyU
about your NLS transaction record updated on the
Student Account Information System
(SAS)
at
https://www29.polyu.edu.hk/fostudacc/.
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Neither your application
nor the approval for an NLS loan carries any
implications that the payment due date of your
tuition fee has been or will be deferred by
PolyU. It is your own
responsibility to ensure that you are able to
settle your tuition fee on or before the due
date.
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2011/12
Briefing Sessions
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If you want to have an idea
about the TSFS/NLS, you are welcome to join
one of the
following briefing sessions conducted by SAO :-
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SAMS Prog.Code
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Date
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Time
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Venue
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Language
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SF0001/2011/1/N
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16 Aug 2011
(Tue)*
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10:30 a.m. -
12:00 noon
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Room N003, Block
N |
Cantonese
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SF0002/2011/1/N
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22 Aug 2011
(Mon)*
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3:00 - 4:30 p.m.
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Room TU107, Block
T
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SF0003/2011/1/N
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31 Aug 2011
(Wed)*
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10:30 a.m.
-
12:00 noon
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Room N002, Block
N |
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SF0004/2011/1/N
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2
Sept 2011
(Fri)*
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3:30 -
5:00
p.m.
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Chiang Chen
Studio Theatre
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SF0005/2011/1/N
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6 Sept 2011
(Tue)*
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2:45 -
4:15
p.m.
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Room Y301, Block
Y |
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If any
of the above briefing sessions will be cancelled
due to the reasons like typhoon/ Influenza, it will be announced
on this webpage on or before the
original scheduled date of briefing session.
Please watch out for our notice nearer the time.
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Enrollment
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In view of limited seats
for each briefing session, you
must register to reserve a seat via SAMS at
https://www40.polyu.edu.hk/saosams/
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Æ"Programme
Registration" : "Development
Programme/Fitness
Room User
Introductory Course"
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ÆLogin
your Student Number & Pin |
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Æ"Developmental
Programmes" |
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Æ"Programme
Search" |
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Æ"Programme
Area" : "Scholarship
& Financial Assistance"
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ÆSelect which session you want to attend. |
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For enquiry, please call 3400 3134.
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2011/12
Application Period
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(1)
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For local full-time UGC-funded
students admitted in 2010/11 and
before
(including research students admitted before
March 2011) |
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Date/Time :
Mon - Fri
9:00 a.m. - 5:00 p.m.; except Public Holidays
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Venue : Room ST314, Core S |
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The tuition fee for semester 1 of 2011/12 will
be
due on 18 August 2011 (Thur). If you want to borrow the NLS
loan for direct settlement of tuition fee,
please submit your NLS application
between 26 April (Tue)
and 1 June 2011 (Wed) and refer to the above
procedures to ensure the payment can be made in
mid-Aug 2011.
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If you submit a late NLS application or
return the NLS loan documents to the SFAA*
later
than early July 2011, the NLS loan would be
disbursed to PolyU in September or later. In other
words, you need to settle the tuition fee by
yourself. Upon
receipt of the NLS loan, the Finance Office of
PolyU will arrange refund to your designated
bank account filled in the NLS application form.
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If you have genuine
financial difficulties and have to wait for the
late disbursement of the NLS loan for direct
settlement of tuition fee, you may apply for
Deferred Payment.
Details for which
will be updated at
http://www.polyu.edu.hk/sao/fa/def
in
late July 2011.
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If you
just want to borrow the NLS loan for direct
settlement of tuition fee for
semester 2,
which will be due on
4
January 2012, please
submit application not later than
14
October 2011*
and ensure that you can receive
"Remittance Advice"
issued by the SFAA in late December 2011
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Neither your application
nor the approval for an NLS loan carries any
implications that the payment due date of your
tuition fee has been or will be deferred by
PolyU. It is your own
responsibility to ensure that you are able to
settle your tuition fee on or before the due
date.
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(2)
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For new local full-time UGC-funded
students admitted in 2011/12
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(i) |
Date/Time : 19 September 2011 (Mon) 9:00 a.m.
- 4:45 p.m. |
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Venue :
Room S210, Podium Level, Communal Building |
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(ii)
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Date/Time
: From 20 September 2011 (Tue) Mon - Fri 9:00 a.m. - 5:00 p.m; except Public Holidays
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Venue : Room ST314, Core S |
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You should have settled tuition
fee for semester 1 of 2011/12 when you submit
the NLS application. If you borrow NLS loan for
semester 1, upon
receipt of such NLS loan covering
your settled tuition fee, the Finance Office of
PolyU will arrange refund to your designated
bank account filled in the NLS application form.
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If you just want to borrow the
NLS loan for direct settlement of tuition fee
for semester 2,
which will be due on
4 January 2012, please submit
application
not later
than 14
October 2011*
and
ensure that you can receive
"Remittance Advice" issued by the SFAA
in late December 2011.
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Neither your application
nor the approval for an NLS loan carries any
implications that the payment due date of your
tuition fee has been or will be deferred by
PolyU. It is your own
responsibility to ensure that you are able to
settle your tuition fee on or before the due
date.
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(3) |
For new
local full-time UGC-funded research
students |
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Normally, you are required to pay the annual
registration fee (tuition fee) in two
instalments (due on 30 June and 30 December). If you
want to apply for the Non-means-tested Loan
Scheme (NLS), please contact us at 2766 5419 or
3400 3762.
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